Dean Graziosi's Operation Free Home Filling House

Our Stories...
Listed below are stories submitted to us from those who agreed to share their heartfelt stories with you. There many people who have fallen on hard times, where a helping hand could make a life changing difference to one person or an entire family. We only wish we were able to help each of these people personally by placing them all in homes this holiday season.

However, we know some of the visitors may be able to make a difference in others ways to these individuals. We encourage anyone who can provide any type of charitable support, constructive and/or professional advice, prayers, words of encouragement, or any other type of positive support to please leave a message with the relevant posters.

We strictly prohibit any type of solicitation of paid/commercial services. Any form of such abuse or harrassment will be forwarded to the proper authorities. All messages are logged, including IP addresses (Your's is 38.103.63.55).

Submitted by K.K.
My Hardship
My name is Jessica, I am coming to you because my mother is going through a very rough time in her life. My mom has always been hard working and has beenm able to take care of things. i should know she raised me as a single mother. But about three years ago, she became involved in a very abusive relationship. This man took control of every aspect in her life, to where when she finally left him about 8 months ago, she had nothing. No home no vehicle. And she had lost all her friends. Because of this she was on the streets for awhile, and my little brother had to go stay with his father full time. This has also been very hard on my brother.Jimmy is very very close to my mother and wants nothing more than to be able to be with her again. But it seems like my mom just keeps getting knocked back down when she finally gets up. I feel as though if just given a chance to have a stable home to feel safe and secure and be able to have my brother back, she could get a job. Which i know once she gets a job she will keep it. But frist she needs a home.I know there are a million and one chances of her getting this oppernunity, but please please, consider her. This chance would not go unapreciated. I promise you that. My mom is currantly in a shelter in Scottsdale. Thank you for listening to me. And even if she does not win, please could you maybe try to find her help.?

How This Home Would Help
Well like I said above,I know my mom would have a safe stable home that cant just be taken out from under neath her at the drop of a hat. She could get safe and stable, be able to get a job,and my mom has always been a hard worker.And her beeing in the medical field she could get a good job. And she could save up her money for a car and then once she is stable with a home and a vehicle, she can get back on her feet. My mom just needs help. A home where she can feel safe,and my brother can be back with his mother. And she can get ready for work or looking for a job in her own bath room with out having certain bathroom times, and she can have some sort of stability. My mom has hit rock bottom, and i do not like staying up at night wondering where she is and if she is safe. If I could help her I would. But I have my own family, and no exrta money and I live i a whole other state.

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Submitted by K.C.
My Hardship
My friend and her husband are parents of a boy and a girl and are unexpectedly expecting another baby in the next few weeks. He had a viscectomy and a couple months later they found out that she was pregnant. They were done having children after the first 2. Or so they thought! Both of them work. She is a teacher but is currently on bed rest. She always is at the end of each pregnancy. This summer there was a situation with the company that held their home loan that sold it to another company. They made payments but the 2 companies didn't communicate well in regards to who received payments for what, etc. So they are in some process of losing their home as well as one they had as a rental in Queen Creek.

How This Home Would Help
Going from owning 2 homes to not having one to live in especially with having a new baby and around Christmas time would be heart breaking. I feel that they would benefit greatly from being able to live in a home for free for one year to get back on their feet financially.

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Submitted by L.C.
My Hardship
I am currently working full time for 11.50 per hour and attending MSC Gateway LPN program. During this entire program the instructures have been advising that people cannot succeed at this program working full time but I am , and I am determined to do so. It has been very difficult as I go from school to work, I leave at 6am in the morning and get home at 11pm at night, the person that really suffers is my 11year old daughter and I have truly neglected her over this last year. My program started in jan 07 and ends Feb 08,, I work to pay rent and that leaves very little remaining, my goal is to be able to continue my education and get my RN nursing degree, which is another year of school, I have realized I wont be able to do that until my daughter is much older unless I can work part-time. She needs me to be there for her more than i have been. If I were not working to pay rent I could continue on with my goal and someday be able to support my family the way they deserve. I want to someday be able to assist my younger daughter in going on to college, my older daughter did not have that opportunity because at that time I had made to much money for her to qualify for assistance but not enough to help her through school. I have been a single parent in arizona since 2001 and do not receive child support or any form of assistance, But truley I do work to pay rent. If were chosen for this I could accomplish my goal and see such a different future for my family.

How This Home Would Help
If I were able to live free for one year I could accomplish my dream of becoming a Registered Nurse. The focus for me since I moved to arizona has been to be able to provide a decent safe place to live for my children and I have been working for the last 7 years to simply pay rent, I do know there are probably many stories of hardship out there that would qualify someone for this opportunity but I heard this on the news and thought maby this would be the answer for me to be able to reach my goal. I am always thankful for what I do have, I wanted to just submit my story for consideration.

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Submitted by D.O.
My Hardship
my partner left me after 7 years of marriage for another person in leaving me i lost my wonderful 5 bedroom house in forclouser im now living in a small one bedroom apartment in the ghetto with my autistic son michael i have no room for my oldest son matthew to live with me so he is living in california with my ex husband i have not seen matthew in years i miss him so much..im disabled on ssi and so is michael there has been two murders near our apartment and drug trafficing i want a better life for my 2 boys i want them in a better neighborhood and better schooling but on my fixed income i am unable to make it into a new house unless i win it some how becuase if i dont win i would never be able to afford a house (home) for my kids

How This Home Would Help
it would get my family back together in living together and a better neighborhood i would save my money and put it twards a home it would be a dream comem true

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Submitted by E.C.
My Hardship
Six years ago, my world turned upside down in a split second. My 23-year-old daughter was killed. I became mom to my 2 year old grandson. He is autistic, bi-polar, obsessive-compulsive, learning disabled, and has sensory integration disfunction. Have I mentioned he's the love of my life? I work at home. His schedule caused me to reduce my hours. The fact is that he takes up about 30 hours a day! I work for a small business, so my job depends on the amount of work available. This year, the amount of work has fallen; I work part-time. My mortgage on my condo has taken 60% of my pay this year! There is no help from my grandson's "father", he left the area when my daughter told him she was pregnant. My credit cards have been maxxed out, cancelled, and turned over to collection agencies. I've been sued twice, wages garnished, and my bank account levied. I have ideas to help us get on our feet, more about them in the next question. I just need a bit of breathing room; a chance to get some of this behind me. Living in your house for a year would be the best Christmas present that I could ever wish for! I'm entering this contest solely because of my grandson; Christmas is for children. He has had so many bad breaks in his young life. I would love to have the chance to start building a secure future for him. And if given this chance, I will definitely "pay it forward"

How This Home Would Help
To improve our financial situation, over the next year, I would divert the mortgage money to: 1) Pay off credit cards. They're relatively small amounts, but I can't pay them, and collection agencies are calling constantly. 2) I'd take a course to train myself to do medical transcribing. I can work at home doing that, in addition to my regular job. 3) I would like to get dental work done. I'm ashamed to meet people. I'd like to get my teeth pulled and get dentures. This would help financially so much. I'm trained in special ed and early childhood. I could get a job in teaching. This would probably improve my health. 4) I would like to get a car. I could deliver newspapers and/or do craft shows for extra money. I would do whatever combination of these four things to increase our income, and make a better future for my grandson. I'm just asking for the chance to help him. I'd also like to get some things to help my grandson cope with his special needs; his muscle tone is weak. A mini-trampoline, a specially equipped bike or trike, special pencils, a chalkboard; I'd like to help him improve his muscles.

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Submitted by M.W.
My Hardship
AT THIS TIME THERE'S (1)ONE MYSELF, )1-31-2008 i WILL BE JOINED MY BY SON AND HIS FAMILY FROM CHICAGO, HIS WIFE ,MY DAUGHTER-IN-LAW HAS MS, AND GETTING SICK MORE AND MORE i NEED TO HELP WITH THE FIVE LITTLE ONE'S THE NEWEST THREE MONTHS OLD TODAY.

How This Home Would Help
I WOULD GIVE ANYTHING TO SEE MY FAMILY HERE WITH ME I'M DISABLED, CAME THERE TO GET BETTER.MY GRANDKIDS NEED ME AND THEY NEED TO KNOW I WILL BE THERE FOR THEM AND THEIR MOTHER AND FATHER I SPEND ALL MY SAVINGS GOING BACK TO CHICAGO EVERY OTHER MONTH TO HELP OUT.I'M NOT SURE THEY WILL HAVE A MOTHER WHEN THE OLDEST BECOME A TEEN, THEIR AGE'S ARE 3MOS,2YRS,3YRS,6YRS AND 7YRS.

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Submitted by P.C.
My Hardship
Patricia has been stuggling for the last 8 years taking care of her two children Brooklyn 11 and Austin 8 unable to hold down any emoloyment for more than a few month. 8 years ago patricia was diagnoasted hepititis C and it took her 6 years fighting with her insurance to cover her treatment. finally by the grace of god at the after entering in stage three she was granted treatment by a wonderful doctor by the name of DR. Patta. he thought it might be too late to help her with this untreatable desease but knew he had to try because if this didnt help her she would need a liver transplant or die within a few years. after being bed ridden for over 6 months taking two forms of chemotheropy at the same time with super high dosages. Patricia under close watch was shocked to see that the daily pills and weekly stomach injections had cured her 100%. this was a shock to Dr. Patta and a blessing to patricia although her body was run down and she felt unattractive at the young age of 29. since then she has been dealing with an achohlic and mentally abusive mother. who called her a liar when she told her that she was sick and said that she just wanted attention. hert mother in this time kept making false reports to CPS to try and take her children from her. after her and her children where closely investigated and hsrassed by CPS for several years while being sick they appologized and closed all 6 cases and threatned the mother not to call anymore but she continues. patricia only has her dad in california but he has MS and is taking care of her 21 year old brother that was shot 8 times during a jeloues rage from his girlfriends ex that left her dead and him parralized and still fighting for his life. patricia lost her other brother at the age of 12 due to a gang shooting. shooting him in the back of the head blowing his brains out while sitting in a convienece store parking lot on his bike. Patricia and her kids deserve a break and with peace instead of moving house to house getting evicted because she can't get settled with a decent paying job close to home because she has no drivers licence. i know she can pull through all of this on her own because she is a strong fighter be i would be nice to not see her worry about keeping her kids safe and warm.

How This Home Would Help
without worring about rent or a roof over her head patricia can focus on finding stable work without having to move from place to place. she has been in 8 differant homes since she has been sick and deserves peace of mind for one year to get settled.

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Submitted by T.B.
My Hardship
I moved from Louisiana in December of 2005 to make a new start, and a new career for me and my children. I had lived in Louisiana my whole life, and wanted more. Jobs became scarce after hurricane Katrina. I came to Arizona went to school, my children came to Arizona, but because we have never lived in an apt setting before it was hard not having our own yard. I am starting new after losing a job, and having to send all of my children to live with my ex husband. I lived from house to house with various people, and even spent some nights homeless. I now have a good job at Shuttleport Arizona driving buses from the airport to the rental car center. I live at Sky Harbor Inn it is only a room. I got that place so that I could save money to bring my children back to live with me. My oldest son just came back to arizona. I want to bring all of my children here to live with me again, this opportunity would be the blessing we need to be together, and get on our feet. I wanted to be here and do it on my own with no handouts, but someone told me not to think of help as handouts, but as blessings. I am trying to do that now. I know there are many people that need this oppotunity, but all I can do is try. I thank you in advance for whatever the outcome may be. I also want to say that with four children there is usually some concern about the care of ones place I want to say that if chosen the home will be cared for as if it were our own.

How This Home Would Help
If I had this opportunity to get free rent for a year I can really get my savings together for the down payment to purchase the home I desire for me and my children.

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Submitted by G.D.
My Hardship
In the past year Jessica's ex husband has stopped paying child support, in May Glen lost is job and had to take a $4 pay cut at the new company, We are starting to home school due to issues with public school teachers and need the extra room for school supplies. We are currently living in a 2 bedroom trailer. All for children share the master bedroom and we are in the smaller room.

How This Home Would Help
If we were awarded a rent free home for a year that would enable us to save up enough money to put a down payment on a house that would be big enough for our entire family. It would also give us a chance to possibly buy a newer vehicle, as we are both driving '87 models.

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Submitted by M.K.
My Hardship
I am submitting this on behalf of my mother. My mom has gone through a really tough time over the past few years. She got really sick about 6 years ago to find out that she had kidney failure in both of her kidneys. They had to do an emergency surgery and she had to go on dialysis right away. Unfortunately, her body would not accept the normal graphs that someone on dialysis would get. She had to get a temporary catheter put in her chest. These are only temporary and got infected very easy which would make her very sick. She has had to go through like 20 surgeries having these replaced due to infections. She was also lucky to find out she also had skin cancer. She has had to go under numberous sessions to have spots burned off. She revently had to have radiotion trestment on her hand to keep from losing her finger due to the sking cancer. She has had three chances for a new kidney transplant. The first time the company could not get the kidney here fast enough. The second time they had her prepped for surgery and found a defect in the kidney. The last time they couldnt release her for the kidney because she had just finished radiation treatment for the cancer in her hand. They werent sure it was gone yet. She is currently waiting for the holidays to pass so she can go under surgery to look at a heart murmer to see if it needs to be closed. They are trying to fix anything and everything possible so she can not be denied a kidney again because of her health. She has been through sooo much and still seems to be positive and upbeat about the whole situation. She had a normal life up until about 6 years ago. She has really financially gone hill since due to missing so much time from work because of her health. She is such a good person and seems to be hit with one thing after another.

How This Home Would Help
I think a free homw for one year would help her in so many different ways. She would actually be able to start a savings account and have less stress about bills. We are hoping she will get another opportunity for a new kidney again and not worrying about rent while recovering would be amazing for her. She always seems to be struggling with her bills and just cant ever manager to get ahead. I beleive she would truly take advantage of such a wonderful opportunity to get her self up and running again. It would help her to gain a new outlook on life. I really hope you wil consider my mom. She truly is someone who deserves this!!

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Submitted by J.A.
My Hardship
My daughter and her husband are experiencing a hardship because they are trying to make ends meet on only one income. After the birth of their daughter, Jessica was unable to return to work because of the high cost of daycare. They are living in a tiny 2 bedroom trailer with her other 3 children. The children are crammed into one bedroom and the parents are in the smaller bedroom. The larger bedroom is 11 X 10 and the smaller one is 8 X 7. This leaves little space for the children to play amicably or for anyone to have any privacy. They can't afford to fill the propane tank so they have no stove or heater. They use the microwave, electric skillet, crockpot, and BBQ grill to cook and space heaters for heat.

How This Home Would Help
Living in a free home for a year would help them both financially and psychologically. It would help them financially because they could use the money they are now spending on rent to catch up on some of the bad debt their ex's left them with. This would help clear up their credit so they could get their own home later. It would help them psychologically because it would provide more space to live and not get in each other's way. Right now the children have what space is left in the 11 X 10 bedroom after placing a crib, bunkbed, and dresser in it. The living room doesn't have much play area in it either.

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Submitted by T.C.
My Hardship
This past January, we discovered that my dad was having an affair and ended up divorcing my mom. The divorce left my mother with all the debt he had accrued. He used credit cards he secretly paid for trips with his girlfriend. My mom now has to pay off those cards. My mother, a nurse, has worked long hours over the past year to pay for everything, including raising two children on $63/month child support. Now within the past month my mother had to have an emergency hysterectomy.

How This Home Would Help
My mother has exhausted every resource she can think of trying to uphold our family. Now that she is forced out of work for 2 months with her major surgery, it seems we have no more hope. I have helped her pay for things like groceries and gas with my student loans. A year of free rent would allow her to become more situated financially, be able to raise my younger siblings, and give us a way to rebuild what was shattered when my dad left us ruined.

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Submitted by B.P.
My Hardship
We are about to be living on the streets come this next weekend (weekend of the 15th). I saw this add on Craigslist while looking for housing, I said a prayer, and now I am applying. I moed to the west with the intent to start a new and better life for my children but so far all I have had are downfalls. I have been having trouble finding a job since I have been here. I am at my LAST resort.I don't want to lose my children due to not having a place for them to live.

How This Home Would Help
If I could win this house for a year, that would give me time to catch back up to myself and keep my children off of the street. It would give me the time necessary to find a job and save money so that I never end up in this same situation again. I really need this. I really need to be able to show all 4 of my girls that it is possible for a single mother with 4 children to succeed at providing for a family.

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Submitted by K.H.
My Hardship
I had a wonderful job - love getting up in the morning to care for the elderly through an in-home caregiving service. They did not direct deposit a check, causing major problems with my bill checks bouncing (almost $1000 by the next morning). Because they wouldn't take responsibility for that mistake, blamed others...it left me quite a bit in debt. I lost my living space, barely have kept my car pmts going, am in debt with collectors for past phone bill/school loan/etc. and had to pay off all the insufficient fund fees/returned check fees. It left me struggeling financially and emotionally took its toll on me...and I fell into a deep depression. No family here, a few friends...had to find a way to survive (like church donations for gas, food banks, staying with friendsd, etc. My health took a plunge also...not quite the company that I thought would do such a things to an employee. I sent a complaint to the BBB and a letter to the DA for help in recovering funds lost due to the irresponsibility of the caregiving serivce. So far, I have not heard back from DA and the BBB can not persue such. I am also still digging myself out of debt, including having no phone what-so-ever, not much of a social life, living with a friend, still choosing between gas for my car or food on a daily basis, no computer or internet (have to use the library or a friend's computer) and trying to stay as positive as possible with bills. I have no family here..and miss feeling like I am 'connected' to them and those I love.

How This Home Would Help
Living expenses are high and if it wouldn't be for a few friends, I would be living in my car or out on the street with my cat. I am having a really tough time, though, emotionally and especially with affording my own place. I am unable to at this moment, still digging myself out of the debt that company left me in. It doesn't seem fair...I am a hard worker, compassionate (those I care for can attest to that), am a musician and artist at heart, and originally from Kansas. So I am pretty down to earth, practical, honest, loyal, and passionate. I had moved to Phx about 3+ yrs ago after divorcing and leaving an abusive marriage, which was very difficult - all my hopes, dreams, and what we worked towards at that point were destroyed - I was emotionally devistated. Now, I have had to work through those same feeling with this company; feeling taken advantage of at my expense. It takes its toll on the mind-body-soul...and the recovery process is not overnight. I desparately need help...and hope that whomever reads this will be understanding, supportive and open-hearted about helping me move out of this devistation and beyond financial/emotional stress.

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Submitted by C.D.
My Hardship
my brother chand is very giving person,used to be uplifting and happy,sacrified alots just to have his 2 boys with him give up alots in terms of material thing,his sons mother took everything from him and left him with his 2 sons with no money and no place to stay, so I offer him of home in Arizona to stay (big transiston from Califonia to az)now he's start working at safeway as a baker at night so he have some time with his sons in the day.but still don't have enough money to move to a house , so he really strugle (don't know what to do)he's try to be brave for the boys sake ,inside he's so destroy and sad ,and I very broke myself can't barely make a house rent don't know how to help him,I'm just a month away to be out of a home ,that when i saw you on the t.v. it's a mirical to see you on the tv.well at least i try for him and pray there's something out there that's giving soul (just like my brother)used to help other when he need help the mos.I try to tell him not to give up hope no matter what ,life is very pricious just to hang it there a little bit longer mirical will follow you soon.(but sometimes I really give-up on mirical myself)life is really tought to be in,seperate from family and sons and don't know what the furture hold,used to see clear in life and the furture but now it's so unclear. ,let's him see the light on the other tunnel Please help him!!!!!!

How This Home Would Help
If he have a home , he can work at night and spend time and take the boys to school , and he can save up to buy a house in the future. his boys are 11 and 7 years of ages,they come home sad face most of the time cause they want to see their father ,but he's alway working 2 jobs just to make end meat,sometime he doesnt' have enought money to put gas in the car to travel to work.this free home will help him save extra money to prepare for next year or so.He's a hard working person and on Sunday he's spend quality time with the boys at Church,he's really committ to his work and his Church,that's the only thing keeping him alive and strong for the boys,and sometime I see him help other people move here and there (church people ask him to hepl other people to move)Please give him some hope ,that's other people out there does have a heart and soul.

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Submitted by S.D.
My Hardship
my fiance works for a painting company that puts him out maybe a total of 20 hours a week at best he has tried to look for a better job that can keep us a float . we dont try to accumulate any other extra bills because we can bearly afford the ones we have we ar recieving medical and some food stamps for our family that is all anyone can help us with . our family is all out of state .we currently live in a 40ft fifthwheel travel trailer. there is little room to do anything let alone play.its one bedroom the kids sleep[ on the futon in the biggest part of the trailer we sleep in the top part with the bassinet.the many problems we have are the roof leaks when it rains the walls are comming apart in the top half the a/c doesnt work so we put in window units we have no heat because if we use the built in heating element we'll catch the house on fire. the insulation isnt the greatest.the built in fridge doesnt work so we use it as a pantry were borrowing rockys 2 mini fridges and there in a closet the whole kitchen and dining area are the size of a 1/2 bath we have to keep the kids in there area when im cooking my batheroom toilet has to be manually flushed it gets dusty real quick and i have asthma we live in a trailer park with no grass my fiancehas hepc and high blood preasure so our health isnt the greatest we all get sick too quick mold sets in easly.i cant work at this time i take care of the kids and i just had our last one on halloween no babysitter that can take on all the responsibilities that i have as a mom .my kid arent allowed to play outside because its not safe too many cars make u-turns and they dont pay attention when were standing out there trying to play.during the summer were not allowed to have plastic pools even if we dump them out and put them away no toys outside no nothing they cant be kids and thats what breaks my heart were trying so hard to get out of this but something seems to block us. i can go onand on but i think i might have already passed the 400 mark please consider my family you dont know how much this means to us. thanks fos the opritunity

How This Home Would Help
a free home will give us a chance to save money to keep us in the home. a chance to move foward not stay in the same cycle .our kids deserve there own space a backyard to run and play without worring if there going to get hit by a car or snatched by a bad person if i take my eyes off them for a moment i want them to feel normal .we need a home not just for a year but for many years we will need help but this is an opratunity to better our lives.we dont want to become another stitistic we need all the help we can get. we believe this is going to change our lives.i have 1 min at the library to tyre as fast as i can. to own a home is a big deal to someone whos never owned a home . ive lived in fosterhomes and group homes my whole child hood and in a trailer since so this would mean more to me and be sides i dont want my kids to not know what it is to have there own rooms gotta go

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Submitted by W.A.
My Hardship
hello Dean I'm reaching out not because I want to I need to I have 3 girls who all need a place to live my two oldest are stuck in a home were everything has gone wrong my 13 year old is forced to share a room with who ever her mother lets use her room, I'm ashamed of the behavior she has to deal with iv filed for custody to take her from her mom my mother is 72 and is unable to take care of herself so I'm helping her and studding your course and i have my youngest girl who is turning 2 on 12-18-07 and is staying with her aunt and will be put into foster care on her birthday if i don't have a home for her and will be put up for adoption if i cant take her by february 20th I'm a hard worker but with my mothers illness and all of use separated by over 100 miles I'm unable to see what i can do i know it will all be OK some how but time is running short and i would love to have my girls back that's all i think of every day all day and I'm really having a hard time focusing on your program i know i need to work smarter not harder from your teaching but I'm really starting to panic i feel like trapped in a nightmare but i know their is hope unfortunately I had to turn in there mothers for there behavior making me have to prove myself and I'm down to 3 classes and have not shown positive or missed any drug test I'm drug free and proud of it and iv done all that was put before me but be able to come up with a place for my 3 girls and mom id like to also say i know ill be able to become a successful investor but i have 8 days left id like a little more time please help me to be able to help my family PLEASE ! yours truly Warren Adcock

How This Home Would Help
ill be able to finish your course and stopping working for peanuts and give my girls and mom all that they need and deserve

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Submitted by D.D.
My Hardship
My husband was very sick and unable to work for most of 2006. When he was able to go back to work he had a hard time finding a job because of the length of time he was out of work. He finally found a job he loved and unfortunately it was a temporary position that ended the day before our 3rd anniversary. I was laid off from my job on Nov 08. As of now we have both been unable to find another job that will even come close to paying our bills. We will have gone through all of my 401K money when we pay January's rent here. Also this house that we just moved into in September is being foreclosed on because the owner has not made a payment since June.

How This Home Would Help
By not having to worry about paying rent we would be able to take lower paying jobs and still pay our bills.

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Submitted by R.W.
My Hardship
My name is Rita. I'm a care giver, partner and POA for a man, Ronald, who has MS. Ron was in a nursing home eight years ago when I met him and after nine months decided to become his live-in care giver. I moved him out of the nursing home and we finally just this year was able to qualify for a home. However, it seems like we have had one thing after another happen the past nine months. His wheelchair van, which is a 1998, has had to have over $2400 worth of repairs this year, my medical insurance has increased from $30 a month to $200, and in Arizona we have very high A/C costs during the summer. Three months of close to $200 for A/C which is three times the normal amount. All of those things put us behind in our mortgage payments. I have been working two and sometimes three other jobs in addition to taking care of Ron to try to get on top. I am 62 years old and this is hard for me. We need a miracle to make our life easier. Thank you for your consideration.

How This Home Would Help
A free home or mortgage help for a year will give us the freedom from stress and debt we have been under this past year. We have never taken a vacation in the entire eight years we have been together after I moved Ron out of the nursing home. We would love to be able to take a little vacation. Our van is old and we have a high van payment so this will allow us to catch up on some things needed done to the van and pay off some credit cards along with just being able to get out and enjoy life a little bit, maybe out to dinner and movie. We don't ask for much and we have faith that God will help us. We dearly love each other and we could be married if I didn't have to depend on my income as a care giver to pay our bills. Our home is wheelchair accessible and we love this wonderful little home.

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Submitted by J.A.
My Hardship
MY name is jerrell and i am a single father of two beautiful children. i have been raising my kids alone for the past 4 years with no help from the other party. I have been struggling to not only save money but to save enough money for me to provide a family enviorment for me and my family. i just recently lost my job and have no idea how im going to make sure santa reaches us this year. With the help of a friend,he has allow me and my kids to stay with him until i get on my feet. What started off as being temporary ended up turning into 6 months. We sleep on the floor and couch which embarrasses me because i feel i should be able to provide better means for me and my kids to live. All i ever wanted was to have a steady and happy household, a place me and my kids can call home, i would do anything to make that dream a reality. im currently applying and doing everything i can for work so i can continue to take care of my family,just knowing my kids have a safe and comfortable place to lay there heads would ease the pressure.

How This Home Would Help
having home for a year free would allow me too focus on getting my finances together, save up enough money so i can get that dream i've always wanted granted. it would really take the pressure of trying to save and maintain a mortgage.

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Submitted by M.S.
My Hardship
My name is Mishelle. I am a first grade teacher and single mother with two children. I am requesting financial assistance because as a single mother and teacher I am having financial hardship which is very stressful. I have had some unexpected car expenses recently and have some credit card debit that has added up and I am not able to keep up with everything. If I could have assistance paying my monthly mortgage for a few months this would help me tremendously and relieve the stress and financial hardship I am experiencing. As a single mother I am living paycheck to paycheck and not getting child support for my two children on a consistent basis so this makes it extremely difficult. I am a hard worker, dedicated teacher and mother. I would appreciate any financial assistance. Thank you very much for your support and consideration during this holiday season! I am a teacher and single mother with two children. I have had some unexpected financial hardship and it has set me back financially. I would appreciate assistance for a few months with my monthly mortgage to help me out. I do not get child support on a regular basis either and live from paycheck to paycheck sometimes not having enough money to get by until the next payday. Thank you for your time and consideration during this holiday season! This is very stressful and hard as a single mother who works very hard.

How This Home Would Help
This would help me to pay off my overdraft loan debit as well as my credit card debit and be able to pay for my childrens school lunches and other basic necessities such as groceries. It would help relieve the financial stress and help me to get back on my feet because I have had to charge basic things such as groceries and unexpected car repairs, which have added up. Also, as a teacher one paycheck is used to pay my monthly mortgage and I have other expenses that I am responsible for as well as my number one priority my children. I would be most appreciative and relieved to have any type of financial assistance right now. I am a hard worker, dedicated mother and teacher and I am stuggling to make ends meet. Thank you for your support and consideration!

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Submitted by D.K.
My Hardship
We started out a family of 3 and we were homeless for a year when me and my boyfriend first got together. I don't know how we stuck together for that first year! I had a baby and got pregnant durig that year and here we are 6 years later still makin it. we started out in a studio apartment almost a year to the day. The 5 of us somehow fit inside of that little apartment! Slowly we went from that to a couple 1 bedrooms and now we live in our 2 bedroom townhome where we have been for over 2 years. The Lord recently blessed me with my son I have missed for over 13 years as he has moved back in with me. So the 6 of us live in this apartment and as cozy as it is, it would be such a dream to live in a real home with a backyard and a room of our own!! My boyfriend works 50+ hours and goes to work no matter how sick he might be of how bad his teeth hurt. He makes sure we have all we need but we can't afford much else. I have no clothes nad always feel so dumpy but I know my kids have the basics. I know I am a wonderful mother and this family is so deserving of this gift.

How This Home Would Help
We could start building our credit and get our bad credit taken care of so that we could soon buy a home of our own. Maybe we could buy a second car so that my boyfriend could drive himself to work and most important we could get married!!!! We call each other husband and wife but to actually mean it would be absolutely magical!! Most of our stuff was given to us or pulled out of the trash so to buy a bed or a tv that is new would be so cool! We sit in the living room on lawn chairs and eat so a dinner table and a dining room for us well, just thinking about it right now brings tears to my eyes. Its not easy to ask for this as so many other people deserve it too but, please consider us as we would get a boost to our future.

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Submitted by H.J.
My Hardship
On 10-10-06 I found my husband passed out on the bathroom floor after vomiting blood all over ,he wasd Air-e-Vaced to the Hospital I foung that he had bleeding ulcers . I was a stay at home Mom at the time. Due to my son's heart problem.(he has a Pacemaker and has to have them replaced every so offten, which makes it hard for me to have a steady job.) We just purchased a new home and things were tight as it was. My husband took personal time off for a month which was barely enough to cover bills, but he needed to recover. When he went back to work to the job he had for over 9 years they had done away with overtime. That was the only way we ever got to buy the house in the first place. So he went from making 70,000.00 a year to making 30,000.00 a year.He worked on nights and weekends driving a Limo but that was not enough to fix the problem. I scrambled to find a job, but a stay at home Mom for 10 years with no real work experience was hard to sell to an employer. I started selling Manufactured homes and it was commision based. I did not get my first check till 6 months later. By then it was to late. We had fallen behind on our Mortgage and started using our credit cards to pay for living expences and we were in to deep. Our home that we built is now in forclosure and we moved into a small Condo in Chandler, Az.My husband has just started a new job and is only making 27,000.00 a year. We have maxed out all the card and are scrimping by. I left my job to sell satelite systems from home so I can be with our son who is due to have another surgery. So all that he makes is all that we have.

How This Home Would Help
It would give us the opportunity to pay off our credit cards.Also give me a chance to get our son through this next surgery and maybe in that time I could find part time work and would give my husband a chance to move up in his new job. It would give us the chance to regroup and fix some of the financial and credit problems we are now facing.

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Submitted by S.M.
My Hardship
My husband and I have had some hard times since I can remember. We had our first baby when we were 18. Our luck started to look up after 2004. We were for the first time off the State's help. No more Welfare at all. Now this year since the housing crisis my job has been slow, (Cleaning Houses) and in October 5th my husband lost his job (Construction as a Builder). Now we only have 1800 coming in and we don't get to have a christmas. Our rent is 992, our cars are 500 then there's insurance, electric, water,phones. We are about to loose everything we have been working so hard for. This is the first year since 99 that our kids wont be able to have any Christmas Presents.

How This Home Would Help
We are tring so hard to buy our own house. since 2005 we started to pay off Jake's bad credit. This year we finally got everything paid and he finally go this lisence back, then he lost his job and now we are going back into debt. A free home for a year would give us the chance for my husband to get another job. We would be able to save money to finally put down on a house. Our dream is to one day own our house and show our children what a real home is and that you don't have to grow up moving all the time. I am curently going to school to be an Architect, and working durring the days, and raising 4 kids. If we had a home for a year for free we can for the first time save money for our dream. The kids would still be able to continue with thier music and my daughter wouldn't have to loose her violin. There are many other reasons but I don't have enough space to keep writting. Thank-you.

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Submitted by S.R.
My Hardship
My husband and I are struggling paycheck to paycheck. We have been trying to save to buy a house over the last 2 yrs but it does not ever seem to work out. Even with the market slump they cost too much for a young family starting out. My husband works full time. I baby-sit and sell baby legs I make online so I am making a little something to help out even if its not much. We currently rent a house that just seems to be too much for us even though we cut out all extras. We had to borrow $200 from my mom last month to even make rent. Our rent has not even gone up to the full price yet that we will be paying. My mom gave us $150 so our kids will even have anything to open for Christmas. We thought I was going to have a job when we rented this house but it fell through at the last min. I have been looking for a job but my husbands job makes it very difficult to find something were I would not have to work until midnight. But its getting to the point were I’m just not going to have a choice and I hate it. The kids wake up at 5am everyday so it’s going to suck for me. We had to take our son Benjamin off of formula at 6 months because we couldn’t afford to buy it anymore and we make just a little too much for WIC. I have been using cloth diapers on him so try to cut back on how much we have to spend on disposables. Food wise we struggle. We get what need with what we have left after all the bills are paid. It’s not much.

How This Home Would Help
It would mean the world to us. We would be able to pay off bills and save for a house. We would not have to struggle paycheck to paycheck and wonder if we are going to be able to make rent. We would not have to go back to living in an apartment after our lease is up on the house we rent now. We have had nothing but had luck with the last 2 apartments we lived in. My husband and I would not fight over money issues anymore. There is just so many ways it would help I cant even begin to list them all!

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Submitted by S.B.
My Hardship
My daughter Sarah has chronic pancreatitis and waiting for more tests. She and her husband have a small 2 bedroom apt upstairs in Casa Grande, Az. They have 2 boys, 5 months and a 2 yr old. She cant work. She worked for years at Walmart. Her husband works limited hours. He had to miss work while she was ill during the last months trying to find daycare. They could use a free home for one year financially.

How This Home Would Help
This would help me get back on their feet. Medical bills, every days expenses, daycare and not able to work full time until she recovers makes it hard. I know they would appreciate a home for a year.

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Submitted by D.S.
My Hardship
April 2004 involved in a sevre car accident, coma for 8 days, brain injury, doctor's did think I was going to make it through the first night. Was terminated from 16 years of service with a company I loved working for 18 months later, due to my disablilty. In June of this year became divorced. Broke my ankle on my weak side beginning of August 07'. I have my children Sunday night through Friday evening every week. Things become costly when you are NOT getting assistance from father at all, when court has ordered him, too. I only receive Social Security for me and the children, small from Metlife. When rent is 1100.00 a month. It's hard to make end meet, let alone my gas mponey for physical therapy and go to the grocery store.

How This Home Would Help
Be able to pay off all of all my medical bills, some into collections, pay off my credit cards, knowing I would have gas money to get me to my ohysicsl therapy 3 times a week. Recover more, be able to walk up and down stairs without falling. Get my truck repaired, due to the estimates are 3k+ to fix it. Sleep at night without wandering how I'm going to make sure heat stays on and lights work.

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Submitted by S.B.
My Hardship
Recently losing my job and all medical insurance, during an unforseen experience of multiple health problems. I have exhausted what little savings I had to pay my rent an essential bills, and much needed medication. I contacted S.H.A.R.E to assist in paying my electric bill, but they are out of funds. My daughter and I live with no heat,in an attempt to save money we just bundle up in blankets. Electricity will be turned off next week and we will be evicted in January if I can not pay the rent. I am not asking for a free home, there are others so much more in need and deserving. I am just asking for short term help in our terrible time of need. I am scared, have no family and no where to go once we lose everything. I would greatly appreciate any help or advise that you could give me.

How This Home Would Help
I do not feel worthy to receive a free home for 1 year. But if I did, it would afford me the opportunity to pay for the medical attention and medications I need. To pay off bills and to once again have a feeling of hope and give my children a sense of security.I could not give my children Thanksgiving this year and we will not have Christmas. If we could just make it thru the next fews months I would be forever thankful. If we can not make it thru the next couple of months, I will be forever thankful for the family you do help and that you care at all.

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Submitted by K.W.
My Hardship
I am a single Mom in my 50's of two boy's. I started work at the age of 14, on a youth program that helped support my single Mom and myself. I vowed that I would never be in that place again. I have worked over 40 year's solid. Put my ex-husband through College and a few year's while he was unemployed. I entered the banking and mortgage busines 30 year's ago. I had been very successful, worked for the top 5 Lender's as Branch Manager, made good a good living. A few year's after my divorce of a 23 year marriage I was offered a Vice President position in Colorado. My two boy's and I moved to CO. I sold my Phoenix house right before the "boom" for $214,000 (now valued around $400,000) and built a house in a small town in CO for $300,000. The company I had joined fired the President, made me "acting Presidennt, paid me two bonuses for doing a great job and three weeks after moving into my home 'eliminated my job'. The CO market tanked, especially in my small town. I could not find employment. I went to work for $10.50 hourly in a retail business. This didn't pay for much. I took renter's to try to help which was turned into major problems and they moved out. Working retail, having rented rooms and making little was very difficult but I did what I had to to support my boy's/me. I had an opportunity to open a new Mortgage Branch in CO only to have it close within 3 months because they sold the company. I did everything to pay my bills - I depleted all my 401K; cash value insurance; retirement; - I could not. I originally had a FICO of 780 and then had to file Bankruptcy. My house in CO depreciated $50,000 and was on the market for 18 months - only to lose it to Foreclosure. I moved back to Phoenix for better employment opportunities. My house in unable CO was Foreclosed on as I was to maintain double housing and utilities. I eventually in AZ went to work for a Builder (cannot disclose name) and had a young manager in the business for only three year's that told me I did not know programs and on probation. I would not lie on the application for stated income loans nor misquote changes on Good Faith Estimates in favor of the Builder. I was put on probation. This was the breaking point for me. I had always identifed myself by my job, my material items and the person who 'had it all together'. This came tumbling down - I attempted suicide as I felt a failure. I received short term disability.I cannot leave my home, cannot comprehend anything I read, do chores, etc. I am denied long term disabiltiy. I do not make enough to support myself let alone my rent - although I have not been late on rent as I have sold furs; jewelry; multiple garage sales, etc. My lease expires in Jan. I may have to rent a room, sell my car and have my boy's move in with their Dad. This breaks my heart to come to this point.

How This Home Would Help
It will give me a chance to appeal my long term disability and not consistently worry, have major anxiety, depression, hives, etc. due to housing as the majority of my outgo. It will allow me to keep my boy's living with me - as they have been one of my lifes greatest gifts and the reason to have tried so hard. I now know that material things do not equate to what or who we are. It has been shown to me in many ways in the last nine months. My oldest will graduate from High School and semi-indepdent. However, I believe the greatest gift I have been given is to know that I will be provided for if I believe and trust.I have taken a class, from Church, called Financial Peace by Dave Ramsey. It has given me the greatest hope of my life. It is a humbling but effective plan to be debt free and most of all, for my situation, accomplishable Rent free for one year will allow me to be debt free. This includes back taxes from 40lK penalties/foreclosure, etc.)but also my car so eventually I can find employment. Because of this class I now know a toally new concept of living. Rent free for 12 months, means debt free for me. How many American's can say that? It is a fresh start for me and one of which I hope to teach to other's in similar situations. There is always hope, compassion when least expected, and a chance to open your heart to new beginnings. Thank you to those of you opening their heart to the many people that are struggling. Many blessings to you!

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Submitted by M.S.
My Hardship
we are having financial difficulties at this time due to my employment w/federal gov. is having me move location, job, schools for kids because I was going back to my job when I was informed they had rehired a person who sexually harassed me while I was there and if I was to file a grievance I still had to work at the same place until it was settled no matter what my state of mind was. I even have medical documentation so I feel I am being forced to re locate and all at my expense including using up all my leave until my reassignment the first week of January. This situation is a hardship on the whole family, and to top it off it is during the holiday so I informed my family there would be no Christmas tree this year because of the move.

How This Home Would Help
Having a free home for a year will allow my husband and I to get back on our feet and start collecting back the money that we borrowed from our children's College fund.

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Submitted by M.H.
My Hardship
It was May of 2004 that my life just spiraled out of control and I’ve finally landed at rock bottom. I have Osteogenisis Imperfecta Type I and II. To date, I’ve survived 104 documented broken bones. Most of my life has been spent recovering from broken bones, and bone infections. I’ve always seemed to bounce right back until I fell and broke my back when I was getting ready for work. I was living in an inaccessible apartment in Tempe, Arizona. I had been promised by the landlord that my bathroom door would be widened but they never followed thru on that promise and I was obviously too trusting and too patient. One day as I was getting ready for work I fell trying to get to my wheelchair which would not fit into the bathroom door. I had broken L1-L5. It was the most horrible injury I’ve ever had and I am still suffering to this day. I thank God daily for my precious husband Da’Ven. He was merely my boyfriend when this happened to me. He never left my side which still touches me to this day. I have no clue where I would be if it were not for him. I had no family to speak of. I was raised by very abusive parents who had adopted me. I had not spoken to them in years. It was just me then and I was so proud of how good I was actually doing. As time went on, I seemed to get worse. I could not find any help. Da’Ven was working very hard to try to keep us from going homeless and he was taking care of me. I forced myself to try to work before I had healed and now here I am three years later- bed ridden, near homeless, my husband has to sell his plasma between paychecks just to get milk and bread money and gas to make it to work to the next paycheck. He has to pay medical copays, prescriptions, try to get our credit back and keep the car payment paid. I lay here hopeless and feeling so guilty that he has to work so hard and put his dreams of getting his degree off because I have become this burden to him. I’m scared all the time. Debt is spiraling beyond all belief. Please consider us for the free home.

How This Home Would Help
If my husband and I were chosen for the free home, we would finally have the much needed chance to get our lives back on track. We would finally be able to really work on our debt. We could use the money that we would normally be paying to rent on our credit problems. This would relieve so much stress. We could afford a phone again and I could call the people to help me to get back on my disability payments, a counselor at Value Options so they can help me with my depression. Da’Ven could also go back to school. I would also be happy that Da’Ven would not have to sell his blood at the clinic. I always worry about him doing this because it makes him have dark circles under his eyes and his skin gets dried out. I am so hoping to be chosen for this. My husband is a good man and he and I deserves a second chance. Da’Ven never makes me feel bad about this whole situation. He is loving and supportive but even so, I admit that I am ashamed because he has lost his playful spark and I know it’s only because he wants to do more for me. I am always so sad because he doesn’t even talk about his career goals anymore. He was going to the Art Institute of Phoenix and studying Film. He has written two screen plays which are registered with The Writers Guild. It’s so sad to know that he has this creative talent and such a sweet spirit yet he puts it aside just to make sure that I am ok and taken care of. He deserves a second chance. Most people would have run from me in this condition but not him. He knew it was going to be a hard row to hoe but he did not care because he really loves me. I’m so happy I wrote this, today because I did need to hear myself say this. He just tries so very hard. This would be the opportunity that we have been hoping for. Once we get out past due bills paid it will be so much easier to get our own place again. We are currently living with a friend. It’s tight quarters but we are all managing. I would love to see my husband back in school, too.

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Submitted by H.P.
My Hardship
In the past several years, people that know us say a black cloud must be following us around. Most people say, "you never think things like this will happen." We have gotten used to expecting the unexpected over and over again. Our daughter Danielle was struck by a car at age 6 in front of our home in November of '96, she's fine now except for spinal pain. In '97 our first born son died an hour after birth,we named him Darek, doctors said it was a fluke. In '99 my second born son had a faternal twin die in the middle of the pregnancy. The surviving twins name is Dylan, at age 6 months he had double hernia surgery, shortly after had eye surgery then developed asthma. It's a constant struggle. We had one last child, Drake, a healthy baby boy in '02. We are a happy family. We are steadily employed but we always seem to have to rob peter to pay paul to keep the bills under control.Dylan was attacked by our neighbors dog in september bitten in his precious little face requiring 30 stitches under his right eye ten across his nose and a couple under his left eye and forhead by a plastic surgeon specialist.We just want life to stop beating us up. I feel like we are targeted for tragedy, working so hard for our family and never getting comfortable much less ahead. These are just a few of the pfeiffer family fouls, we are in a rental home locked into a 2 yr lease.We dont want to take a chance away from another family to have a home.I just was hoping for some christmas magic to come to my family and have something truly amazing to remember and talk about instead of sad challenges like we have had.If there is someone out there that can relate and feel our trials and would like to help us somehow it would truly give me faith that GOOD things CAN happen.Thank you for this opportunity to connect with an angel.

How This Home Would Help
I wish the house to another family in need. I know that not having to pay rent for a year would allow to pay off bills like our daughters braces, pay off the credit card that has to buy clothes, groceries, gas for the vehicles.Not feeling sick when you get the mail because you know the money is not in the account because rent was just paid.To feel the freedom to take the kids and go out to eat in a sit down restaurant and be able to tip the waitress,wow that would be neat.

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Submitted by D.A.
My Hardship
My daughter Bella was born on 01/03/2007 (the joy of our life) and within not even 8 weeks I lost my aunt who was only 47 to cancer and my dear grandmother. My husband also lost his job 3 months afterwards as well. I stayed back in Pittsburgh and moved back in with my mother and my husband is currently back in Arizona working and trying to save up enough money to send for myself and my daughter to meet him back in Arizona for us to be a family. Although when we do go back, unfrotunately we will be staying in an extended stay hotel due to we still do not have enough to find an apartment and purchase a vehicle. We have to borrow a friends car when we need to go to the store and this is becoming degrading for me. I feel if we just have one opportunity like this to jump start our life together. In the three years we have been married, we have only lived together for not even a full year.

How This Home Would Help
I feel that this is an opportunity of a lifetime. It will give us the leverage we need to get our finances together, buy a car, pay off bills and debt we have incured in the past 3 years. It will give us the opportunity to be together as a family and not divided in two separate states, almost 3000 miles apart. I believe in carma, and what comes around goes around. If we are given this opportunity, when we get ourselves financially together, I would like to devote time/resources to helping another family in need as ourselves.

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Submitted by I.B.
My Hardship
As I sit here trying to figure out how to express how much this would mean to myself and my children its painful to think I have come to this point in my life. Although we have our health so far I hesitate to think of how bad things are becoming in our lives, To Summarize in a matter of 8 months We have lost our home ,and now our vehicles my husband lost his job and his mother I am selling my personal items to make ends meet and very shortly will be loosing my mariage if it continues this way. Thru out the last year Our family has seen it all My husband once a very successful Business man has tryed to keep a company afloat with barely any pay (MORTGAGE Company)Had a heart attach from stress cant afford his medication and as this surge of loss happened we thought it would pass. But it only became worse aprox in july we were told we were to vacate our home of 8 years within3 weeks ,hoping the company would survive he gave every moment to keep it standing , but they closed and we lost our home we quickly found a rental in the same nieghborhood as tryed to keep my daughter in her school till graduation it wasnt far from our previous home ,the land lord was kind enough to not run his credit understanding our circumstances . so we moved . He believed he could get a job but as everyone knows that industry has collapsed .His mother died within a day of our move and he couldnt be by herside because we could not afford to fly I gave him 200.00 from garage sales and he left driving to portland . once again we thought we would fall back into place. Her home was to be sold and has not at this time becuase of the economy as it stands.. his sister also in the same industry had also lost her job and could not sustain the property payments. I left there after the funeral back home because my children had to start school . Thinking he would be right behind me . Thru endless job applications nothing came thru for him ,I did the best i could to make ends meet but with the flood of unemployed people now it is harder than ever to find a job that could even sustain a home .power ,gasoline and food. He had garage sales with his mothers possessions and sent money . in hopes we could pay our needs. For awhile we were okay . He was to start work oct1,then that company shut its doors. We had gone thru any savings, borrowed from everyone .We have maxed out all help period , and everyone i know is in a hardship situation in one way or another, I hesitate to ask anything of anyone anymore.I have asked the church to help with power 1 month payment, went to thrift stores to buy a suit for 99 cents. so i could interview and get a job . I have managment experience and i am talented but it hasnt mattered .I by chance got to know a man who owned a coffee store and it was close to our home so began to work for basically minimum wage to make ends meet , sent out resumes and every interview wouldnt even come close to covering basic neccesities and a distance drive was involved. Just when something came around that could be a bit more money,that may or may not have worked I got a call that the were going to take my car ...I had to choose between food or power or a car payment ..and so this week i will give it back and i will walk to work to my coffee shop job, My husband i have not seen for 5 months because he got a construction job which was okay till they attached half of his wages for past bills all a part of the downword thrust we are in, i have sold my jewelry and next the furniture will go to meet rent . i will walk till I can save for a car , i just want my daughter to graduate ,my husband to come home( he cant find workthat can sustain even our basic rent here) and my son to have an education so this will not happen to him. All I need is a break , a small miracle a break to sit still for one minute not in fear of becoming homeless . We are a good family i would do anything for anyone , i try hard i work hard for lil money I miss my husband but he cant come home till there is a job here . This offer of a home for a year would give me time to continue striving forward, ( regardless I have too go forward even if i loose it all.) He could come home my daughter could finish school. And my son could continue his education , I have decent credit but not enough of a job to by a car . or a home .. Every offer for work is to far without a car even interviews are not possible. . I will walk if I have to I will work 10 hour days so we have food I will stay alone apart from my husband if it means we dont loose every last thing we own , There been such a dark cloud on every step we try to make forward and having a home that i wasnt afraid i would be evicted from or not able to pay for would bless my our lives beyold any thing you could imagine , just one break in the storm before it all goes out from under us , I couldnt ask for a bigger blessing . Ina Bjornstad Marino

How This Home Would Help
see above

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Submitted by W.S.
My Hardship
In February 2005, I went to my doctor, complaining that something was “out of whack”. I was experiencing chronic head-to-toe musculoskeletal, joint pain on my left side and fatigue. Over the months, my condition worsened—with the same symptoms occurring on my right side. I continued seeing various specialists with symptoms of chronic depression, irritability/moodiness, migraine headaches, kidney stones, back/spinal pain, focus/concentration issues, short-term memory loss, fibromyalgia, myofascial, migratory joint pain, bone pains, articulation problems, and panic/anxiety attacks. The doctor suggested I take a 2-week leave. When my operations manager learned that I had a chronic illness, he began harassing me about my diagnosis and the doctor recommended time off. In June 2005, I was laid off, which was a shock since I had just received a performance bonus and was rated in the top 5% of employees. I was the only person laid off in my department. Recognizing that I had cognitive issues, I hired an attorney who did not vigorously represent my interests and provided inadequate legal advice concerning my FMLA rights, racial and disability discrimination. I paid expensive COBRA premiums and persisted seeing the doctors. Finally in October 2005 I got a diagnosis of hyperparathyroidism, which explained all my symptoms. At the same time my car was repossessed. When we went to get my personal belongings from the car, a large canvas bag containing cash and priceless antiques and collectibles was missing. In December 2005 I had surgery. They removed one of the tumor-laden glands and a scraped the tumors from a second. Initially, I felt a little better, but was not “feeling like a new man” as the doctors had stated I should. My condition has continued to worsen over the past 2.5 years; I have drained my savings and retirement funds, fallen behind on all my bills and don’t know where to turn. As if all that weren’t bad enough, I was scammed when doing a “standard refinance”, resulting in a subprime mortgage with payments now over $2100/month. My roommate also has been disabled since 1999 and had to file bankruptcy in 2006. His single disability check is our only income. In July my doctor encouraged me to apply for disability, which was initially denied due to an error by Social Security. They stated my onset date as March 2007 instead of June 25, 2005 as I indicated. I am currently in the appeal process.

How This Home Would Help
If were able to live mortgage-free for a year, we could get back on our feet: financially and health wise. I’d be able to bring my bills current, potentially, paying them off within the year. It would allow us (me and my roommate Chris) to rebuild our credit: I would be able to make payments on time. He would be able to re-establish his credit post-bankruptcy. It would allow me to replenish my 401K, so I can avoid the huge tax bill that I have for 2007. Health wise: it would allow me to have the follow-up parathyroidectomy, alleviating my suffering, stress, anxiety and constant worry about whether I am going to have a heart attack, stroke, and/or die. I should make a full recovery from the hyperparathyroidism and be able to return to a full and productive life. As for my roommate, it would enable him to be able to address the severe gastrointestinal issues he has been suffering since March of this year when Zelnorm—which was a wonder drug for him--was pulled from the market. Chris would be able to travel to see his former gastroenterologist (now a researcher in Arkansas) and be included in a study that would allow him to resume taking Zelnorm at no charge. The guy currently lives an absolutely miserable existence where he suffers from agonizing gastrointestinal/abdominal cramping and pain. He literally spends about 60% of his waking hours on the toilet in agony. He also suffers black outs from the extensive straining that defecating causes. Chris would also be able to afford the $4000-$5000 he needs to undergo decompression therapy to alleviate his chronic back, hip and leg pain. His limited income from Social Security Disability does not allow him to pay for the series of treatments required and insurance does not cover it. We would be able to save money, so I could purchase a vehicle to replace the one that was repossessed. Chris would be able to have his car fixed as it is currently out-of-commission. Operation Free Home could prevent us from losing our home (to foreclosure) that we have invested much time, energy and love in. Having bought the house together as an investment puts us on both ends of the spectrum—in desperate need of a place to live and needing the mortgage paid for a year till we are back on our feet.

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Submitted by D.B.
My Hardship
Dear Mr. Graziosi and staff, First and foremost, I would like to thank you for giving families this wonderful opportunity. I discovered your operation on one of Arizona's Morning Show and immediately thought of one person, my younger sister Delphine. I know her to be a very independent, logical and competent individual.....yet, in the last couple of years, a few constraints in her life started to outweigh her self motivation in almost everything. She became a single mother of two beautiful daughters four years ago; destined to complete her traditional family again, she found love two years ago, with whom she has a stepson and most recent addition, a 3mth old son, making that 6 members in a 2 bedroom house. Furthermore, forced to resign from work due to a complicated pregnancy, she encountered a financial hardship. Living in a rural area where there are no childcare centers for infants, a continuous slump in jobs, and schools not meeting their standards, I sense and worry about her state of unhappiness. Currently, she is a homemaker that devotes her time in preparing for endless birthday parties for our enormous family, school events, errands for our parents and other siblings....because she wants to. If my baby sister is selected, I'm positive that she would never fail in fulfilling for such a great gift. I know there are many families that are in need and I thank you for your time and consideration. You will be praised for your good deed. God Bless you all.

How This Home Would Help
A lovely urban home away from her original rural environment would benefit her in extraordinary ways. An absolute is the happiness of her family and passion to continue her goals with immense determination. Owning a home is a great success and thats exactly how she would respect it to watch her family grow in it. Delphine always satisfied her obligations; it baffles me when I ponder about how her strengths were tackled. Metaphorically, it would be a tool of inspiration to rediscover the ambitious drive I know lures within her.

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Submitted by C.A.
My Hardship
My husband and I have had 7 years of bad luck and I don't remember breaking a mirror! He was laid off right after we were married. His exwife and he owned a home that she insisted they sell which was upside down and cost us thousands. I caught valley fever 2 weeks before his new job's insurance kicked in, again costing thousands. His exwife desided to try to have all of his parental rights taken away because he remarried (she asked for the divorce years before)resulting in a 5 year battle, 14 court dates and around $35,000 in legal fees and lost wages. We ended up selling my home, pawning my jewelry, spending our savings, borrowing against life insurance and liquidating any personl assets to keep funding our legal battles while putting food on the table. Along the way we have down sized from 2,000 square foot home to just over 600 square foot apartment. It has not been fun but we had to fight for my husbands rights. He and his daught have always been close and for him not to have access to to her would not have been an exceptable alternative. The whole fight centered around his exwife not able to except that he has moved on even thought she wanted the divorce. The saddest part is their child was the pawn in the whole ordeal. We are stong as a couple but our legal and moral obligations are heavy on us. We are at the end of our options but we keep on keeping on. It has come to sometimes just finding money for the next meal or tank of gas. My husband works hard and never complains. He even sold his car to keep us in groceries. This has been hard to watch since he worked hard all his life to be so broke. His child is worth it to us and we will always do what ever it takes to fight for his rights.

How This Home Would Help
We owe credit cards, have loans to pay to friends and family, have pawn interest payments that eat us alive ( it is on my wedding ring, my grandmothers jewelry and other family pieces that can not be replaced). Not having rent would give us money to pay these obligations and get us back on track. It is our moral and legal duty to pay our bills but life has made us side step these obligations and it is a bitter pill to swollow. I just don't know how to keep up with the calls and collections while trying to live a sain life much longer. I know there are alot of good people who have had bad things happen to them. We pray for them all and hope this could be an answer to ours. Thank You.

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Submitted by T.B.
My Hardship
i have 4 children and two of them are handicapped and my husband doesnt make enough money to buy a house or even with my job as a cna at a hospital i dont make enough to even save any thing. i want to start my own buisness but that also takes money i dont have and every time i think im getting ahead something sets us back it really stinks. im not getting anyyounger im afraid to see what its going to be like for us when retier we wont have anything im afraid ill have to live with one of my children i really dont want to do that i dont want to be a burden to them they balready know what its like i have my mother who has alziemers and dementia who lives with us. we have alot to deal with my youngest is only 11 months old.

How This Home Would Help
ill be able to save some money and maybe start my own buisneess some day and then i can not having to worry about things financially have my freedom and get my credit better cause thats not so good either. and i can starty to save for when i retier and im trying to get my oldest daughter a job through a special program for children with disabilities.And taking care of my mom hasnt been easy i would like to have her live in an assisted living that is where people are well cared for also they have programs and outings and social events for the elderly.

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Submitted by T.L.
My Hardship
IS THERE A GOD? IS IT TOO LATE FOR A MIRACLE? I MISSED OUR INTERVIEW WITH TERRI. This is not an official entry but a letter for her.

How This Home Would Help
Dear Terri: Is there a God? I know there is because my 9yr. old son told me he met Jesus before. He told me this just prior to going home to Him one Christmas morning. Is it too late for that Miracle we've been praying for? This I don't know. It seems I've been a day late & a dollar short my entire life. Even in trying to save my son. The week after my son died (New Years Day to be exact) there was an article in one of the papers announcing a possible vaccine for the brain cancer that robbed us of his life. This news came after months of hearing "there's no hope for your son" from doctors everywhere. In more than 25yrs of documentation no where was there a case where anyone had survived even 2yrs with this cancer let alone been cured of it. Over time I've come to be a firm believer in the cliches "everything is for a reason" & "whatever is meant to be will be". I also know, thanks to my son, that someday we'll have the answers to all our "why" questions. And so while I thank the good Lord for each & every blessing that's been bestowed on my family & I, I can't help but wonder "why" we are seemingly faced with one trial after another. And while trying not to sound as if I'm seeking pity, I want to say, since my son died, I honestly can't remember the last time I took 1, 2 or 3 steps forward in life without being knocked back at least 6, 8 or 10. And although it still feels like my son left us just yesterday, it's actually been more then a decade since his passing. Terri, I didn't call you back for our appointment because while believing everything is for a reason, I felt with another option before us that maybe a family suffering greater hardships was meant to be blessed by your Operation Free Home. While growing up I was taught that no matter how bad things may seem, there's always someone somewhere who has it worse than you. And if you stop & take a minute to look around, no matter who you are or what you're going through, you'll see this is true. So after I spoke with you & went through a series of emotions ranging from excitement & hopefulness to guilt & fear, we decided we had to go with the "sure thing" option that was put before us shortly after your call. Of course when I spoke with you I was so excited & hopeful that we'd be chosen by you folks. I trembled for hours after speaking with you, but started feeling guilty when thinking there had to be families more in need then ours. There had to be families that didn't have another option as we now did. And then, then there was/is the emotion of fear that came upon me. We'd been looking for a home for so long & given our situation & limited funds, finding someone to accept an application seemed impossible. So what do we do? Do we borrow the last bit of money my parents can squeeze out of their budget at a time when they're struggling more then they ever have in their lives (this because of their health & my younger brother who rents from them just had a stroke, can't work & can't pay any of his bills) or do we sit tight & see if we're chosen by your program? But if we wait & we're not picked then what? Nobody has any money left for hotel rooms, it's been cold & raining, we've all been sick & we'll have no where to go again except back to the camp grounds for another 14 days. At $20 a day & fighting to keep the havalina's from tearing down our tent, we couldn't pass up this home that accepted our application. Not with 3 grandchildren, 2 of which have birthdays this month & it being Christmas. We knew it'd be a struggle but we could do it. We'd get the move in money from my folks & get our stuff out of storage & have Christmas on what I have left from my social security this month. Then we'd just have to work our tails off to have the rent on the 1st. No one ever said it would be easy but someone did say "nothing in life is FREE" & so with all considered our decision was made. And if there was really a FREE home to be had for a year, maybe someone less fortunate would be blessed by your program. Well, we took another step forward & we're in our new home, but this morning I woke to feel as if we've been knocked back, not 2, 4 or even 6 steps, but a minimum of 10 again. We have some food, clothing, furniture, the kids toys & all our Christmas decorations still in storage & are unable to access our storage without $220 being paid in full. Our water was shut off this a.m. as it is not included in the HOA & paid by the landlord as we thought. We need $240 for an electric deposit, I just broke a front tooth at my gumline & have no dental insurance or money to get it fixed. We were going to sell my daughters' car to help get on our feet but found while parked at a friends, 2 of the side windows were shot out, the sideview mirrors, tail lights & bulbs were smashed & one of the tires flattened. If this wasn't enough, with ALL resources now 100% exhausted, my husbands' employer told him he has no work. We have a home for the kids for Christmas which we are truely grateful for & is no doubt more then what some families have, but I am more scared then ever. How can I look for work while in pain & sick from my teeth? How are we going to keep this home with rent due on the 1st, my husband out of work & my disability check not due again until the 9th? Right now I am more frightened then I was a week ago when we were homeless & so I'm swallowing every ounce of pride I have left for my 3 grandchildren by asking you if you have any sponsors that would be willing to sponsor a second family. Not for 12 months, but maybe just for 1 month. Just to give us time to find work & get back on our feet. I've never been at such a loss & not knowing which way to turn. I've never been homeless or felt so helpless in my life (other then when my son was ill). As a matter of fact, I'm told that I wouldn't be in this situatuion right now if I would learn how to say no & quit trying to help others before myself. And so please know that whether you can help us or not, I truely appreciate all your time & consideration & May God Bless you all for what you are doing. Sincerely, Terri Lamberty

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Submitted by J.W.
My Hardship
Nikki finished college and married her friend Chris. He is currently in school to be a nurse. He works as many hour as he can while going to school They are struggling because they have two sets of twins. The older set are three and were premature. The new set were a complete surprise is 10 months. She had to quit her job because they could not afford daycare for four children. She found a more flexible job with hours that worked for her and Chris, but the bills piled up while she was looking. They need help to get back on their feet and get use to having two sets of twins in the house along with all their allergies. Onieka has some health issues that she refuses to let interfere with the raising of her children.

How This Home Would Help
A chance to give their children a home and a chance for them to get out of debt and save money to buy their home, as well as allowing Chris to feel like a man that can take care of his family. He really hates to ask for anything.

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Submitted by J.C.
My Hardship
I'm a divorced mother of two. We left AZ two years ago because of a situation of abandonment with my husband. We lived in SE Chandler. I have always homeschooled my children...had never worked outside the home from the time they were born, but was suddenly left with providing for ourselves as my husband left us...said he would no longer provide for us...that I would have to pay the rent plus bills if I wanted to continue to have a place to live. I didn't want to leave AZ! I felt panic! I didn't have confidence to go out and find work. It scared me silly! I had no experience...had just earned my GED...but had no confidence to go with it...or that we could make it! I hate to say it but out of fright I turned tail and took my mother's very generous offer to move in with her. A tiny two bdrm condo in Seattle. I had no peace about leaving AZ. It still breaks my heart. We managed to be on our own for a year, but after losing two jobs for lack of skills that I just HADN'T developed yet, I had no choice...I gave notice to my landlord. I have since (praise God) developed some sharper skills and a spirit of anteprenuership, as I'm working on a couple of home based businesses. I am back at my mother's again but my heart's cry is to be back home in AZ. Also, I've been sick a lot since we've moved up to the cold dampness. I had a pacemaker implanted in my chest on Oct 1st of '04 in Scottsdale AZ. I'm mentioning this because I feel so much better when I'm down there. My blood thins out. Please understand, I am very grateful for having a roof over our heads but it is very obvious that she would be happy to have her home back again. I can't blame her. I do miss Arizona very much, our friends and church family too. I plan on using my tax return to get my family back to AZ. But then where? I have been praying, I hope this is an answer to our prayers! This would be absolutely wonderful and a dream come true! Thank you for reading and considering this. Sincerely, Joni Cornils

How This Home Would Help
I believe this would give me the freedom to build my customer base with AVON and Melaleuca while working part time for someone else as well. Although, with my hands free to work my business full time and with the help of my kids...(they love to make money! They love to earn it!) I may eventually earn enough with my business to replace that income. My partner in Avon is extremely motivated and is one of the country's top reps! She helps keep me learning the business and keeps me motivated! This will also give my son time to take his GED prep classes, get his GED and find other work as well. The money we would save for that year would be a real blessing! I've made too many mistakes...I'm 43 (almost 44) and I'm ready to get it right this time! I would NOT take this for granted and would use this opportunity to get it right this time! I want this to be an example to my kids that when someone gives you a chance you don't blow it! I want them to see success is with-in their reach and that yes God does answer prayer...although I think they already know that...this would be an added affirmation!

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Submitted by J.W.
My Hardship
I was Taken out of work Nov. 2 2006 in an EMT to the Hospital wich I stayed for 8 day. Come to fine that I have Lupus, Fibyromyalgia & R/A. alone with reasent findings of High Iron. Been out of work sence Filied for SS disabilty. Had my 3rd Hiering in front of the judge on Dec. 6th 2007. in the mean while my husband can not handle how my Illness has affected Me. And he would like me out by Jauary 31, 2008 My Fathe passed away in January 2007. which was a vary hard time with that expence & being cut off short time disabilty though work on march 2, 2007 was cut off one pay peride before it was to turn into long term. so with no money to do any thing with and my copays along for my Meds. are $310.00 per mounth I'am finding it very hard to keep my faith I was a youth leader & Sunday school teacher be for all this happen with my illness. My Son of 15 & I are finding it hard to look for happy days with out more strugle. Thank You Jamie & Nicholas James.

How This Home Would Help
With out knowing if my SS Disabilty has gone though and no other income besides $750.45 P/M I don't see how we are goinh to make it besides leaving it in God's hands to help provide for us.

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Submitted by H.C.
My Hardship
In 1999 my boyfriend and i moved into together and in 2000 we bought a 4 bdrm house and in 2001 we had a baby and 3months later we were married and 1 month later my husband was deported to mexico and i was left with 3 kids and a house payment that i could not afford 1 year later the house was pulled from the property that we were living on because i couldnt afford the bills anymore that added up to at least $2000 a month. I was only working part time. we then had to live in our motor home for a year. my husband then returned in 2002-03. we then rented a house and then my husband went to prison in 2006 for rape and then was deported back to mexico and again i could not afford to take take care of the 3 kids and pay all of the bills by myself ans so now myself and my 3 kids are liveing in a 3bdrm mobile home with my older brother my mother and my grandmother

How This Home Would Help
it would give me a chance to go to school and make a better life for myself and my children so that i can provide for my family and be able to make ends meet without all of the stress and worrying about how i am going to make it and i chance to save money and hopefully move to arizonia one day and buy my own home. first thing i want is a divorce and i cant even afford that. this would give me a chance to make all of my dreams come true for me and my family my kids have been through alot and they deserve this chance for a better life and i am sure that they would love to have thier own bedroom again as of now all 4 of us share one room

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Submitted by A.G.
My Hardship
My fiance was diagnosed with head and neck cancer two years ago. After daily radiation and chemo he went back to work and I took a job in what I thought was going to be a less stressful setting despite the commute. Well, as a Nurse Manager; I was working 70 and more hours a week and commuting 50 miles a day. My fiance went back to work but he is so weak. I can no longer work the 70 hour week and commute the 100 miles per day. I am now looking for work closer to home and he is trying to sustain us while I search for a local job. I have paid off my credit card debt but we are still paying rent and my car payment is very high due to the interest rate. We are hoping to find a home in the country where we can in peace with our pets and find a sustainable income in Real Estate.

How This Home Would Help
Should we be able to use our money to buy property rather than pay rent and huge energy bills, we could recover the American Dream of a Nurse and a Marine for a home of our own and a sense of security in our retirement years.

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Submitted by S.M.
My Hardship
I have worked since I was 16 yrs. old, sometimes 2 jobs. Have had nothing but bad luck,, always said if I didn't have bad luck, I would have non at all. lol But always believed God would take care of me and he has. I am 58 going to be 59 yrs. old this year and I would love to own my own home, that is my wish and hope. I work hard, am a home health nurse and love taking care of others, that is my blessing, but would like to not worry about moving every year and the high cost of Rent, 1st and last deposits and other costs and deposits, am getting too old to move and my arthritis doesn't allow me to move as well. I have a 17 yr old daughter and another daughter who is pregnant who will probably move back in with me. I cannot afford to keep moving from house to house. I live from paycheck to paycheck and cannot pay 2 to $3000 each time to move. This would be a gift from God if I was granted this wish.

How This Home Would Help
This would allow me to save some money so that eventually I could retire. I have nothing to my name, don't own a car, ( that is not paid off yet) and furniture that is second hand. And I would not have to ever move. I pray. Also, I would be able to help my daughter go to college which she would like to become a Pharmacist

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Submitted by S.F.
My Hardship
I live in public housing. The rules are very strict here about working or going to school. I was in school but was forced to quit when I accepted the home that I am in now. I moved because my family was afraid of the mice and rats that lived behind the house. They would sometimes get in our house. Living in public housing there are penalties for working. Your rent rises and I am told that my rent can rise as much as approximately $946, plus gas, electric, and water. This is a catch 22 situation. My former husband died a year ago. My children are depressed and don't talk about him at all. We live in an area where it looks nice but people are always trying to break into our home, I was told that this was the house they always broke into. We don't sleep at night and we are afraid to leave the house together. Someone must be here at all times so that our home is not broken into. It is too dangerous for me to work nights because they are constantly shooting around here and people doing drugs. During the day my children drive to school, they use the car that we have. I stay home. If I were in a different neighborhood my children could catch the bus. My younger son was beat up this summer by a gang approx 15-20 kids in the neighborhood. I have to watch him walk down the street to my sisters house or take him there. Recently kids chased my son and niece an asmathic into a van, which they rocked and taunted them for 45 minutes until a neighbor came out of their home and saw them. I am afraid to leave my children alone in this neighborhood. If we were living somewhere else life would be better for us. My family is a very giving and loving family. When we have things, we don't mind sharing with others in the neighborhood. We were left homes by my husbands family at one time after they were deceased, but relatives stole it from us. We refused to fight over it, although it was in the will. What God has for us it is for us. Thanks for listening, I know that are chances are slim of winning, but I do want to say that this is one of the most wonderful ideas you could have come up with. God bless your family, and may your kindness be rewarded.

How This Home Would Help
I've always wanted to establish an organization of helps for women in abusive relationships. One of the most difficult things for them in that situation is trying to leave safely. Most of them no longer have access to transportation and can't go to traditional housing places. They need a place where they can't be found. I want to save money, I need to buy property so that when I hear of people in need they could be freed. I could save for my sons college. He is very concerned about how we will make it. I could finish my schooling, I am very close to graduating.

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Submitted by L.M.
My Hardship
We have friends, a couple with a 13 year old daughter who are homeless, they are staying with some other friends from our church right now. They have struggled with keeping jobs and tried to move to Colorado but couldn't make it there either and had to come back to California. They have lost all their possessions and really need some help.

How This Home Would Help
A free home for one year would give this family the jump start they need to turn their lives around and provide stability for their daughter. They are hard working, good people who just need a helping hand. I believe they are the perfect candidates for your program--if you have one in California--but I am sure they may even be willing to relocate if necessary.

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Submitted by K.B.
My Hardship
I am a single parent and prior to my illness worked full-time. My children and I are in the Address Confidentialty Program through the State of Washington. In late October 2007 I became extremely ill and was experiencing excessive bloodloss which caused me to have my first emergency surgery to collarize the blood vessel. All appeared to be well for a number of days after the surgery. One morning I woke up to my bed full of blood and spent the day in ER at the hospital. Much more blood was lost during this time. Four days later I was in having a 2nd emergency surgery and spent the night in the hospital. 36 hours later I was in ER again where I almost died from loss of blood. I had my 3rd emergency surgery that night followed by a blood transfusion a few hours after the 3rd surgery. I spent 5 days in the hospital and the next 2.5 weeks on strict bedrest. I have not been able to return to work at this time. We are facing eviction currently. This is not what I need right now in addition to all that I have been through physically the last 3.5 months with trying to recover and get back on my feet. My family and I could surely use assistance at this time to keep us in our home and to avoid being homeless. I am facing one, possibly two, more surgeries in the near future.

How This Home Would Help
Having a free home for one year would surely allow me the time that I need to have the other surgeries that are needed as well as to physically recover before I "hit the ground running." Not having to worry about losing our home would greatly benefit my family, and myself, giving me ample time to heal and recover.

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Submitted by A.H.
My Hardship
Since 2000 I was given a diagnosis which changed my life around. I was a full time employee and was going to college for my second degree. Just like that it all ended. Before I knew it I couldn't keep up with other employees and getting up on a daily basis was a struggle both physically and mentally. Within two years I found out that my husband wasn't willing to stay with me. In fact, he had already had two affairs and was on his way out the door to a new life with a new woman. This devestated my three daughters and of course, I was broken like I've never thought I would be. Currently, after having gone through the divorce and living on social security, I realized I had to do something. Of course, I'm at a point to where I can't buy food. The fridge is mainly to cool water and I keep drinking water so that I don't get as hungry. My oldest daughters have left and are on their way to college. My youngest is still a sophomore in school and most of her meals come from school and friends. I know I can change things but just a couple of days ago I was operated for what seems to be the hundreth time. Optomistic that this is it, I am hoping to get a break in life. I don't qualify for any kind of assistance and my family has done all they can to help. I'm afraid that I'll end up destitute for I must choose this coming month between monthly bills, medical bills and food. I just need a break from all the stress so I can began moving ahead of all the medical bills and credit cards which have helped feed us.

How This Home Would Help
If I didn't have to pay for my mortgage for a year, I'm sure I could pay off my debts and get ahead of the game. Not only that, I've begun the process of studying Dean Graziosi's real estate book and the millionare book. I decided to put this on the credit card instead of buying food for I believe that God will bless me and finally help us get out of all this mess. My health has improved and the operation was successful. My optomistic personality won't let us go down but I do need a helping hand.

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Submitted by S.F.
My Hardship
As of rite now I am homeless because my house was caught on fire by an arson in the neiborhood. We lost everything. I am staying at my sisters trying to get myself together. My mother passed away, I have custody of my youngest sister that will be graduating from High school this year ( so Proud ). I have children that are on the same track but needs some help to better help them. I am so scared that what has happen will detour the into trouble and that is why I am doing all I can to make sure they know that when we struggle sticking together will not break us down. Its real hard for me now because We have no money, no home, and bearly a place to lay our heads. I pray everyday that something comes through. I know that god put me in this situation for a reason. I just pray that We get help soon. Desperate mom

How This Home Would Help
A free home for one year can release a lot pressure off me that will allow me to better provide for my children. They are all grouwing up and I want to know that I am doing everything I can. They deser